:root{--sky:#1F78B8;--sky-l:#E6F3FC;--sun:#F28C28;--sun-d:#B45A0A;--ivory:#FBF8F1;--forest:#17382A;--muted:#40564A;--line:#E3DED2;--r:14px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ivory);color:var(--forest);font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
a{color:var(--sky)}img{max-width:100%;height:auto;display:block}
.wrap{max-width:1080px;margin:0 auto;padding:0 16px}
header.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;min-height:60px;gap:12px}
.logo{font-weight:800;font-size:20px;color:var(--forest);text-decoration:none;line-height:1.1}
.logo span{color:var(--sun-d)}.logo small{display:block;font-size:11px;font-weight:700;color:var(--muted);letter-spacing:1px}
nav.main a{color:var(--forest);text-decoration:none;font-weight:600;padding:12px 8px;display:inline-block;min-height:44px}
@media(max-width:760px){nav.main{display:none}}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 20px;border-radius:999px;font-weight:700;text-decoration:none;font-size:16px;border:2px solid transparent}
.btn-sun{background:var(--sun-d);color:#fff}.btn-sun:hover{background:#934A08}
.btn-sky{background:#fff;color:var(--forest);border-color:var(--sky)}
.hero{background:linear-gradient(180deg,var(--sky-l),var(--ivory));padding:36px 0 28px}
.hero h1{font-size:28px;line-height:1.25;margin:0 0 12px}
@media(min-width:760px){.hero h1{font-size:40px}}
.hero p.lead{font-size:18px;color:var(--muted);margin:0 0 20px;max-width:640px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px}
section{padding:32px 0}section h2{font-size:24px;line-height:1.3;margin:0 0 16px}
.grid{display:grid;gap:16px;grid-template-columns:1fr}
@media(min-width:760px){.grid.c2{grid-template-columns:1fr 1fr}.grid.c3{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px}
.card h3{margin:0 0 8px;font-size:18px}.card p{margin:0;color:var(--muted)}
.card a.more{display:inline-block;margin-top:6px;font-weight:700;min-height:44px;padding-top:10px}
.pill{display:inline-block;background:var(--sky-l);color:var(--forest);border-radius:999px;padding:4px 12px;font-size:14px;font-weight:600;margin-bottom:8px}
.note{font-size:16px;color:var(--muted);background:#fff;border-left:4px solid var(--sun);padding:12px 16px;border-radius:8px}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 16px;margin-bottom:10px}
summary{cursor:pointer;font-weight:700;padding:12px 0;min-height:44px}
footer{background:var(--forest);color:#E8EFE9;padding:32px 0 96px;font-size:16px}
footer a{color:#fff}
.sticky{position:fixed;left:0;right:0;bottom:0;background:#fff;border-top:1px solid var(--line);padding:10px 16px;display:flex;gap:10px;z-index:20}
.sticky .btn{flex:1;padding:10px}
@media(min-width:760px){.sticky{display:none}footer{padding-bottom:32px}}
.crumb{font-size:14px;color:var(--muted);padding-top:16px}